Legal terms beside DANA and QRIS
Our Legal position is designed to make account use easier to understand in Indonesia without presenting access as universal. Where local law permits, you may create an account after completing the requested phone and identity checks, then review the applicable terms before using the lobby. DANA,
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OVO, GoPay and QRIS labels identify the payment route selected on your account; they do not change your legal duties or eligibility. Bank transfer and virtual account records may also be retained for account reconciliation. We can pause an account or request more details when a
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transaction, device, or identity check needs clarification. Read the displayed terms before confirming a deposit or withdrawal, and contact us if a policy clause is unclear.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.